@import url('https://fonts.googleapis.com/css2?family=Outfit:wght@300;400;500;600;700&family=Plus+Jakarta+Sans:wght@500;600;700;800&display=swap');

/* ── Reset ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-font-smoothing: antialiased; }
body { font-family: 'Outfit', sans-serif; color: #1a2332; background: #fff; line-height: 1.65; padding-top: 66px; }
h1, h2, h3, h4, h5 { font-family: 'Plus Jakarta Sans', sans-serif; font-weight: 700; line-height: 1.18; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; height: auto; display: block; }
ul { list-style: none; }

/* ── Design Tokens ── */
:root {
  --navy:       #0d2b4e;
  --navy-mid:   #1a3a5c;
  --navy-light: #1e4d80;
  --blue:       #1d6fe8;
  --blue-hover: #1558c0;
  --blue-tint:  #eff6ff;
  --teal:       #0891b2;
  --teal-tint:  #ecfeff;
  --green:      #059669;
  --green-tint: #d1fae5;
  --gold:       #d97706;
  --gold-tint:  #fef3c7;
  --red:        #dc2626;
  --gray-50:    #f8fafc;
  --gray-100:   #f1f5f9;
  --gray-200:   #e2e8f0;
  --gray-300:   #cbd5e1;
  --gray-400:   #94a3b8;
  --gray-500:   #64748b;
  --gray-600:   #475569;
  --gray-700:   #334155;
  --gray-800:   #1e293b;
  --gray-900:   #0f172a;
  --white:      #ffffff;
  --shadow-xs:  0 1px 2px rgba(0,0,0,0.05);
  --shadow-sm:  0 2px 6px rgba(0,0,0,0.06), 0 1px 2px rgba(0,0,0,0.04);
  --shadow-md:  0 4px 16px rgba(0,0,0,0.08), 0 2px 4px rgba(0,0,0,0.04);
  --shadow-lg:  0 12px 40px rgba(0,0,0,0.10), 0 4px 12px rgba(0,0,0,0.05);
  --shadow-xl:  0 24px 60px rgba(0,0,0,0.14), 0 8px 20px rgba(0,0,0,0.06);
  --radius-sm:  6px;
  --radius-md:  12px;
  --radius-lg:  18px;
  --radius-xl:  24px;
  --radius-full: 9999px;
  --transition: 0.22s cubic-bezier(0.4,0,0.2,1);
}

/* ── Layout ── */
.container { max-width: 1120px; margin: 0 auto; padding: 0 1.75rem; }
.section { padding: 6rem 0; }
.section-sm { padding: 3.5rem 0; }
.bg-light { background: var(--gray-50); }
.text-center { text-align: center; }
.divider { height: 1px; background: var(--gray-200); margin: 2.5rem 0; }

/* ── Typography ── */
.section-label {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--blue);
  background: var(--blue-tint);
  border: 1px solid rgba(29,111,232,0.15);
  padding: 0.3rem 0.85rem;
  border-radius: var(--radius-full);
  margin-bottom: 1.1rem;
}
.section-title {
  font-size: clamp(1.75rem, 3vw, 2.35rem);
  color: var(--navy);
  margin-bottom: 0.75rem;
  letter-spacing: -0.02em;
}
.section-title strong { color: var(--blue); }
.section-sub {
  font-size: 1.05rem;
  color: var(--gray-500);
  max-width: 580px;
  margin-bottom: 3rem;
  line-height: 1.75;
  font-weight: 400;
}
.text-center .section-sub { margin-left: auto; margin-right: auto; }
.gradient-text {
  background: linear-gradient(135deg, #1d6fe8 0%, #0891b2 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

/* ── Grid ── */
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 1.5rem; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem; }

/* ── Announcement ── */
.announcement {
  background: linear-gradient(90deg, #92400e 0%, var(--gold) 50%, #92400e 100%);
  background-size: 200% 100%;
  animation: shimmer 4s linear infinite;
  color: #fff;
  text-align: center;
  padding: 0.65rem 1.5rem;
  font-size: 0.845rem;
  font-weight: 600;
  letter-spacing: 0.01em;
}
.announcement a { color: #fff; text-decoration: underline; text-underline-offset: 3px; }
@keyframes shimmer { 0%{background-position:200% 0} 100%{background-position:-200% 0} }

/* ── Navigation ── */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  width: 100%;
  z-index: 200;
  background: rgba(255,255,255,0.88);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(0,0,0,0.07);
  padding: 0;
  box-shadow: 0 1px 12px rgba(0,0,0,0.05);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  height: 66px;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 800;
  font-size: 1rem;
  color: var(--navy);
  letter-spacing: -0.01em;
  white-space: nowrap;
  flex-shrink: 0;
}
.logo-icon {
  width: 38px;
  height: 38px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 1.1rem;
  font-weight: 800;
  box-shadow: 0 2px 8px rgba(29,111,232,0.3);
  flex-shrink: 0;
}
.nav-logo span { color: var(--blue); }
.nav-links { display: flex; gap: 0.25rem; list-style: none; }
.nav-links a {
  display: block;
  padding: 0.45rem 0.9rem;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--gray-600);
  border-radius: var(--radius-sm);
  transition: color var(--transition), background var(--transition);
}
.nav-links a:hover { color: var(--navy); background: var(--gray-100); }
.nav-links a.active { color: var(--blue); background: var(--blue-tint); }
.nav-right { display: flex; align-items: center; gap: 0.75rem; flex-shrink: 0; }
.nav-phone {
  font-weight: 700;
  color: var(--navy);
  font-size: 0.875rem;
  letter-spacing: -0.01em;
  white-space: nowrap;
}
.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.4rem;
  flex-direction: column;
  gap: 5px;
}
.nav-toggle span { display: block; width: 22px; height: 2px; background: var(--navy); transition: all 0.3s; border-radius: 2px; }

/* ── Buttons ── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.45rem;
  padding: 0.7rem 1.5rem;
  border-radius: var(--radius-sm);
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 700;
  font-size: 0.875rem;
  cursor: pointer;
  transition: all var(--transition);
  border: 2px solid transparent;
  letter-spacing: 0.01em;
  white-space: nowrap;
  position: relative;
  overflow: hidden;
}
.btn::after {
  content: '';
  position: absolute;
  inset: 0;
  opacity: 0;
  background: rgba(255,255,255,0.12);
  transition: opacity var(--transition);
}
.btn:hover::after { opacity: 1; }

.btn-primary {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  color: white;
  box-shadow: 0 2px 8px rgba(13,43,78,0.3), inset 0 1px 0 rgba(255,255,255,0.1);
}
.btn-primary:hover {
  background: linear-gradient(135deg, #0b2240 0%, var(--navy) 100%);
  box-shadow: 0 4px 16px rgba(13,43,78,0.4);
  transform: translateY(-1px);
}
.btn-primary:active { transform: translateY(0); }

.btn-secondary {
  background: white;
  color: var(--navy);
  border-color: var(--gray-200);
  box-shadow: var(--shadow-xs);
}
.btn-secondary:hover {
  background: var(--gray-50);
  border-color: var(--gray-300);
  box-shadow: var(--shadow-sm);
  transform: translateY(-1px);
}

.btn-blue {
  background: linear-gradient(135deg, var(--blue) 0%, #1558c0 100%);
  color: white;
  box-shadow: 0 2px 8px rgba(29,111,232,0.35);
}
.btn-blue:hover {
  box-shadow: 0 4px 16px rgba(29,111,232,0.45);
  transform: translateY(-1px);
}

.btn-white {
  background: white;
  color: var(--navy);
  border-color: rgba(255,255,255,0.3);
  box-shadow: 0 2px 8px rgba(0,0,0,0.12);
}
.btn-white:hover {
  background: var(--blue-tint);
  box-shadow: 0 4px 16px rgba(0,0,0,0.16);
  transform: translateY(-1px);
}

.btn-outline-white {
  background: transparent;
  color: white;
  border-color: rgba(255,255,255,0.45);
}
.btn-outline-white:hover {
  background: rgba(255,255,255,0.1);
  border-color: rgba(255,255,255,0.8);
  transform: translateY(-1px);
}

.btn-lg { padding: 0.9rem 2.1rem; font-size: 0.95rem; border-radius: var(--radius-md); }
.btn-sm { padding: 0.5rem 1.1rem; font-size: 0.8rem; }

/* ── Hero ── */
.hero {
  background: linear-gradient(140deg, var(--navy) 0%, #163d6e 45%, var(--teal) 100%);
  color: white;
  padding: 5.5rem 0 4.5rem;
  overflow: hidden;
  position: relative;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle at 1px 1px, rgba(255,255,255,0.04) 1px, transparent 0);
  background-size: 40px 40px;
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  top: -200px;
  right: -150px;
  width: 700px;
  height: 700px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(8,145,178,0.2) 0%, transparent 70%);
  pointer-events: none;
}
.hero-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: center; position: relative; z-index: 1; }
.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: var(--radius-full);
  padding: 0.4rem 1.1rem;
  font-size: 0.8rem;
  font-weight: 600;
  margin-bottom: 1.5rem;
  backdrop-filter: blur(8px);
  letter-spacing: 0.02em;
}
.hero h1 {
  font-size: clamp(2.2rem, 4.5vw, 3.2rem);
  font-weight: 800;
  line-height: 1.1;
  margin-bottom: 1.35rem;
  letter-spacing: -0.03em;
}
.hero h1 em { font-style: normal; color: #7dd3fc; }
.hero-sub { font-size: 1.1rem; color: rgba(255,255,255,0.78); margin-bottom: 2.25rem; line-height: 1.75; font-weight: 300; }
.hero-actions { display: flex; gap: 0.875rem; flex-wrap: wrap; }
.hero-image {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: 0 30px 80px rgba(0,0,0,0.4), 0 0 0 1px rgba(255,255,255,0.08);
  position: relative;
}
.hero-image::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(to bottom, transparent 60%, rgba(13,43,78,0.3) 100%);
  z-index: 1;
  border-radius: inherit;
}
.hero-image img { width: 100%; height: 440px; object-fit: cover; }
.hero-stats {
  display: flex;
  gap: 2.25rem;
  margin-top: 2.75rem;
  padding-top: 2rem;
  border-top: 1px solid rgba(255,255,255,0.14);
}
.hero-stat strong {
  display: block;
  font-size: 1.9rem;
  font-weight: 800;
  font-family: 'Plus Jakarta Sans', sans-serif;
  letter-spacing: -0.03em;
  color: #7dd3fc;
}
.hero-stat span { font-size: 0.8rem; color: rgba(255,255,255,0.55); font-weight: 500; letter-spacing: 0.02em; }

/* ── Trust bar ── */
.trust-bar {
  background: white;
  border-bottom: 1px solid var(--gray-200);
  padding: 0.9rem 0;
  box-shadow: var(--shadow-xs);
}
.trust-bar-inner { display: flex; align-items: center; justify-content: center; gap: 2.75rem; flex-wrap: wrap; }
.trust-item { display: flex; align-items: center; gap: 0.5rem; font-size: 0.85rem; font-weight: 600; color: var(--gray-600); }
.trust-item svg { color: var(--green); flex-shrink: 0; }

/* ── Cards ── */
.card {
  background: white;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 1.85rem;
  transition: box-shadow var(--transition), transform var(--transition), border-color var(--transition);
  position: relative;
}
.card::before {
  content: '';
  position: absolute;
  inset: -1px;
  border-radius: inherit;
  background: linear-gradient(135deg, var(--blue), var(--teal));
  opacity: 0;
  transition: opacity var(--transition);
  z-index: -1;
}
.card:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); border-color: transparent; }
.card:hover::before { opacity: 1; }
.card-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  background: linear-gradient(135deg, var(--blue-tint), #dbeafe);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.15rem;
  font-size: 1.5rem;
  box-shadow: inset 0 1px 0 rgba(255,255,255,0.8), 0 2px 4px rgba(29,111,232,0.1);
}

/* ── Steps ── */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2.5rem; position: relative; }
.steps::before {
  content: '';
  position: absolute;
  top: 23px;
  left: calc(16.66% + 24px);
  right: calc(16.66% + 24px);
  height: 2px;
  background: linear-gradient(90deg, var(--gray-200), var(--gray-300), var(--gray-200));
}
.step { text-align: center; }
.step-num {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 800;
  font-size: 1.15rem;
  margin: 0 auto 1.15rem;
  position: relative;
  z-index: 1;
  box-shadow: 0 4px 12px rgba(29,111,232,0.4);
}
.step h3 { font-size: 1.05rem; color: var(--navy); margin-bottom: 0.5rem; }
.step p { font-size: 0.9rem; color: var(--gray-500); line-height: 1.65; }

/* ── Plan cards ── */
.plan-card {
  background: white;
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-xl);
  padding: 2rem;
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}
.plan-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--blue), var(--teal));
  opacity: 0;
  transition: opacity var(--transition);
}
.plan-card:hover { box-shadow: var(--shadow-xl); transform: translateY(-5px); border-color: rgba(29,111,232,0.2); }
.plan-card:hover::before { opacity: 1; }
.plan-card.featured {
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(29,111,232,0.1), var(--shadow-md);
}
.plan-card.featured::before { opacity: 1; }
.plan-tag {
  display: inline-flex;
  align-items: center;
  padding: 0.25rem 0.8rem;
  border-radius: var(--radius-full);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-bottom: 1.1rem;
}
.plan-tag.blue { background: var(--blue-tint); color: var(--blue); }
.plan-tag.green { background: var(--green-tint); color: #065f46; }
.plan-tag.gold { background: var(--gold-tint); color: #92400e; }
.plan-tag.purple { background: #ede9fe; color: #5b21b6; }
.plan-tag.teal { background: var(--teal-tint); color: #164e63; }
.plan-card h3 { font-size: 1.15rem; color: var(--navy); margin-bottom: 0.5rem; letter-spacing: -0.01em; }
.plan-card p { font-size: 0.9rem; color: var(--gray-500); margin-bottom: 1.35rem; line-height: 1.7; }

/* ── Testimonials ── */
.testimonial {
  background: white;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 2rem;
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}
.testimonial::before {
  content: '\201C';
  position: absolute;
  top: -10px;
  left: 1.5rem;
  font-size: 5rem;
  font-family: Georgia, serif;
  color: var(--blue-tint);
  line-height: 1;
  pointer-events: none;
}
.testimonial:hover { box-shadow: var(--shadow-lg); transform: translateY(-3px); border-color: rgba(29,111,232,0.15); }
.testimonial p { font-style: italic; color: var(--gray-700); margin-bottom: 1.25rem; line-height: 1.8; font-size: 0.95rem; position: relative; z-index: 1; margin-top: 1.5rem; }
.testimonial cite { font-weight: 700; font-style: normal; color: var(--navy); font-size: 0.88rem; }
.stars { color: #f59e0b; font-size: 0.95rem; margin-bottom: 0.25rem; letter-spacing: 0.1em; }

/* ── Timeline ── */
.timeline-inner { position: relative; padding-left: 64px; }
.timeline-inner::before {
  content: '';
  position: absolute;
  left: 23px;
  top: 24px;
  bottom: 0;
  width: 2px;
  background: linear-gradient(to bottom, var(--blue), var(--gray-200));
}
.timeline-item { margin-bottom: 2.25rem; position: relative; }
.timeline-dot {
  position: absolute;
  left: -64px;
  top: 0;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy), var(--blue));
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 0.72rem;
  text-align: center;
  z-index: 1;
  box-shadow: 0 4px 12px rgba(29,111,232,0.3);
  line-height: 1.2;
}
.timeline-item h4 { color: var(--navy); font-size: 1rem; margin-bottom: 0.3rem; }
.timeline-item p { font-size: 0.9rem; color: var(--gray-500); line-height: 1.7; }

/* ── FAQ ── */
.faq-search {
  width: 100%;
  padding: 0.9rem 1.25rem 0.9rem 3.1rem;
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-md);
  font-family: 'Outfit', sans-serif;
  font-size: 0.95rem;
  color: var(--gray-900);
  transition: all var(--transition);
  background: white url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='18' height='18' viewBox='0 0 24 24' fill='none' stroke='%2394a3b8' stroke-width='2'%3E%3Ccircle cx='11' cy='11' r='8'/%3E%3Cpath d='m21 21-4.35-4.35'/%3E%3C/svg%3E") no-repeat 1rem center;
  box-shadow: var(--shadow-xs);
  margin-bottom: 2rem;
}
.faq-search:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 4px rgba(29,111,232,0.1); }
.faq-item {
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-md);
  overflow: hidden;
  margin-bottom: 0.65rem;
  transition: border-color var(--transition), box-shadow var(--transition);
}
.faq-item:hover { border-color: rgba(29,111,232,0.25); box-shadow: var(--shadow-sm); }
.faq-q {
  width: 100%;
  background: none;
  border: none;
  padding: 1.2rem 1.5rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 600;
  font-size: 0.92rem;
  color: var(--navy);
  text-align: left;
  gap: 1rem;
  transition: background var(--transition);
}
.faq-q:hover { background: var(--gray-50); }
.faq-q.open { background: var(--blue-tint); color: var(--blue); }
.faq-icon { font-size: 1.2rem; transition: transform 0.3s cubic-bezier(0.4,0,0.2,1); flex-shrink: 0; line-height: 1; }
.faq-q.open .faq-icon { transform: rotate(45deg); }
.faq-a {
  display: none;
  padding: 1.25rem 1.5rem;
  border-top: 1px solid var(--gray-200);
  color: var(--gray-700);
  background: white;
  font-size: 0.92rem;
  line-height: 1.8;
}
.faq-a.open { display: block; }
.faq-hidden { display: none !important; }

/* ── Form ── */
.form-group { margin-bottom: 1.25rem; }
.form-label { display: block; font-weight: 600; font-size: 0.85rem; margin-bottom: 0.5rem; color: var(--gray-700); letter-spacing: 0.01em; }
.form-input, .form-select, .form-textarea {
  width: 100%;
  padding: 0.8rem 1rem;
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-sm);
  font-family: 'Outfit', sans-serif;
  font-size: 0.93rem;
  color: var(--gray-900);
  transition: all var(--transition);
  background: white;
  box-shadow: var(--shadow-xs);
}
.form-input:focus, .form-select:focus, .form-textarea:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 4px rgba(29,111,232,0.1);
}
.form-textarea { resize: vertical; min-height: 115px; }

/* ── Table ── */
.table-wrap { overflow-x: auto; border-radius: var(--radius-md); border: 1px solid var(--gray-200); box-shadow: var(--shadow-sm); }
table { width: 100%; border-collapse: collapse; font-size: 0.875rem; }
thead th {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  color: white;
  padding: 0.9rem 1.1rem;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 600;
  text-align: left;
  font-size: 0.82rem;
  letter-spacing: 0.02em;
}
tbody td { padding: 0.8rem 1.1rem; border-bottom: 1px solid var(--gray-100); color: var(--gray-700); }
tbody tr:last-child td { border-bottom: none; }
tbody tr:nth-child(even) td { background: var(--gray-50); }
tbody tr:hover td { background: var(--blue-tint); transition: background var(--transition); }
.tcheck { color: var(--green); font-weight: 700; }
.tpartial { color: var(--gold); font-weight: 700; }
.tcross { color: var(--gray-400); }

/* ── Badges ── */
.badge {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.28rem 0.75rem;
  border-radius: var(--radius-full);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.03em;
}
.badge-blue { background: var(--blue-tint); color: var(--blue); border: 1px solid rgba(29,111,232,0.15); }
.badge-green { background: var(--green-tint); color: #065f46; border: 1px solid rgba(5,150,105,0.15); }
.badge-gold { background: var(--gold-tint); color: #92400e; border: 1px solid rgba(217,119,6,0.2); }
.badge-gray { background: var(--gray-100); color: var(--gray-600); border: 1px solid var(--gray-200); }
.badge-navy { background: var(--navy); color: white; }

/* ── Alerts ── */
.alert {
  padding: 1.1rem 1.5rem;
  border-radius: var(--radius-md);
  font-size: 0.9rem;
  line-height: 1.7;
  border-left: 4px solid;
}
.alert-info { background: var(--blue-tint); border-color: var(--blue); color: #1e40af; }
.alert-warning { background: var(--gold-tint); border-color: var(--gold); color: #78350f; }
.alert-success { background: var(--green-tint); border-color: var(--green); color: #065f46; }

/* ── Lists ── */
.list-check { list-style: none; }
.list-check li {
  padding: 0.35rem 0 0.35rem 1.85rem;
  position: relative;
  font-size: 0.92rem;
  color: var(--gray-700);
  line-height: 1.55;
}
.list-check li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.55rem;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--green-tint);
  border: 1.5px solid rgba(5,150,105,0.3);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='10' viewBox='0 0 24 24' fill='none' stroke='%23059669' stroke-width='3'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: center;
  background-size: 10px;
}
.list-x { list-style: none; }
.list-x li {
  padding: 0.35rem 0 0.35rem 1.85rem;
  position: relative;
  font-size: 0.92rem;
  color: var(--gray-700);
  line-height: 1.55;
}
.list-x li::before {
  content: '✕';
  position: absolute;
  left: 0.1rem;
  top: 0.35rem;
  color: var(--red);
  font-weight: 700;
  font-size: 0.75rem;
}

/* ── Page hero ── */
.page-hero {
  background: linear-gradient(140deg, var(--navy) 0%, #163d6e 100%);
  color: white;
  padding: 4.5rem 0 3.5rem;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle at 1px 1px, rgba(255,255,255,0.03) 1px, transparent 0);
  background-size: 36px 36px;
}
.page-hero .breadcrumb { font-size: 0.82rem; color: rgba(255,255,255,0.45); margin-bottom: 1.25rem; position: relative; z-index: 1; }
.page-hero .breadcrumb a { color: rgba(255,255,255,0.45); transition: color var(--transition); }
.page-hero .breadcrumb a:hover { color: rgba(255,255,255,0.8); }
.page-hero .breadcrumb span { margin: 0 0.4rem; }
.page-hero h1 { font-size: clamp(1.9rem, 3.5vw, 2.75rem); margin-bottom: 1rem; letter-spacing: -0.02em; position: relative; z-index: 1; }
.page-hero p { font-size: 1.05rem; color: rgba(255,255,255,0.72); max-width: 560px; line-height: 1.75; position: relative; z-index: 1; font-weight: 300; }

/* ── CTA section ── */
.cta-section {
  background: linear-gradient(140deg, var(--navy) 0%, #163d6e 60%, var(--teal) 100%);
  color: white;
  padding: 5rem 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle at 1px 1px, rgba(255,255,255,0.04) 1px, transparent 0);
  background-size: 40px 40px;
}
.cta-section > * { position: relative; z-index: 1; }
.cta-section h2 { font-size: clamp(1.9rem, 3vw, 2.5rem); color: white; margin-bottom: 1rem; letter-spacing: -0.02em; }
.cta-section p { font-size: 1.05rem; color: rgba(255,255,255,0.72); max-width: 500px; margin: 0 auto 2.25rem; line-height: 1.75; font-weight: 300; }
.cta-actions { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; }

/* ── Split layout ── */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 3.5rem; align-items: start; }
.split-center { align-items: center; }

/* ── Contact cards ── */
.contact-card {
  background: white;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  display: flex;
  gap: 1.25rem;
  align-items: flex-start;
  transition: all var(--transition);
  box-shadow: var(--shadow-xs);
}
.contact-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-3px); border-color: rgba(29,111,232,0.2); }
.contact-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  background: linear-gradient(135deg, var(--blue-tint), #dbeafe);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  flex-shrink: 0;
  box-shadow: inset 0 1px 0 rgba(255,255,255,0.8);
}
.contact-card h3 { font-size: 0.78rem; color: var(--gray-400); text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 0.3rem; font-weight: 700; }
.contact-card p { font-size: 1.05rem; font-weight: 700; color: var(--navy); letter-spacing: -0.01em; }
.contact-card small { font-size: 0.82rem; color: var(--gray-500); }

/* ── Resource cards ── */
.resource-card {
  background: white;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  display: flex;
  gap: 1.25rem;
  align-items: flex-start;
  transition: all var(--transition);
  box-shadow: var(--shadow-xs);
}
.resource-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-3px); border-color: rgba(29,111,232,0.2); }
.resource-icon { width: 52px; height: 52px; border-radius: var(--radius-md); display: flex; align-items: center; justify-content: center; font-size: 1.5rem; flex-shrink: 0; }
.resource-card h3 { font-size: 1rem; color: var(--navy); margin-bottom: 0.35rem; letter-spacing: -0.01em; }
.resource-card p { font-size: 0.875rem; color: var(--gray-500); line-height: 1.7; margin-bottom: 0.85rem; }

/* ── Article cards ── */
.article-card {
  background: white;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: all var(--transition);
  box-shadow: var(--shadow-xs);
}
.article-card:hover { box-shadow: var(--shadow-xl); transform: translateY(-5px); border-color: rgba(29,111,232,0.2); }
.article-body { padding: 1.5rem; }
.article-meta { font-size: 0.78rem; color: var(--gray-400); margin-bottom: 0.65rem; display: flex; gap: 0.75rem; align-items: center; }
.article-card h3 { font-size: 0.975rem; color: var(--navy); margin-bottom: 0.5rem; line-height: 1.45; letter-spacing: -0.01em; }
.article-card p { font-size: 0.875rem; color: var(--gray-500); line-height: 1.7; }
.article-header {
  height: 110px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2.25rem;
  background: linear-gradient(135deg, var(--navy) 0%, var(--teal) 100%);
}

/* ── Compare boxes ── */
.compare-box { border-radius: var(--radius-lg); overflow: hidden; border: 1.5px solid var(--gray-200); box-shadow: var(--shadow-sm); }
.compare-box.best { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(29,111,232,0.08), var(--shadow-md); }
.compare-header { padding: 1.35rem 1.6rem; }
.compare-header.blue { background: linear-gradient(135deg, var(--navy), var(--navy-light)); color: white; }
.compare-header.green { background: linear-gradient(135deg, #065f46, #059669); color: white; }
.compare-body { padding: 1.6rem; }

/* ── Checklist ── */
.checklist-group { margin-bottom: 2rem; }
.checklist-group h3 { font-size: 1rem; color: var(--navy); margin-bottom: 0.9rem; display: flex; align-items: center; gap: 0.5rem; }
.checklist-group ul { list-style: none; }
.checklist-group li {
  padding: 0.55rem 0 0.55rem 2.1rem;
  position: relative;
  border-bottom: 1px solid var(--gray-100);
  font-size: 0.9rem;
  color: var(--gray-700);
  line-height: 1.5;
}
.checklist-group li:last-child { border-bottom: none; }
.checklist-group li::before {
  content: '';
  position: absolute;
  left: 0.1rem;
  top: 0.75rem;
  width: 16px;
  height: 16px;
  border: 1.5px solid var(--gray-300);
  border-radius: 4px;
  background: white;
}

/* ── Phone FAB ── */
.phone-fab {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  position: fixed;
  bottom: 1.5rem;
  right: 1.75rem;
  z-index: 300;
  background: linear-gradient(135deg, var(--navy), var(--blue));
  color: white;
  padding: 0.8rem 1.6rem;
  border-radius: var(--radius-full);
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 700;
  font-size: 0.875rem;
  box-shadow: 0 8px 24px rgba(13,43,78,0.4);
  white-space: nowrap;
  letter-spacing: 0.01em;
  transition: all var(--transition);
  text-decoration: none;
}
.phone-fab:hover { box-shadow: 0 12px 32px rgba(13,43,78,0.5); transform: translateY(-2px); }

/* ── Footer ── */
footer {
  background: var(--gray-900);
  color: rgba(255,255,255,0.6);
  padding: 4rem 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2.2fr 1fr 1fr 1fr;
  gap: 3rem;
  padding-bottom: 3rem;
  border-bottom: 1px solid rgba(255,255,255,0.07);
  margin-bottom: 0;
}
.footer-brand {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 800;
  font-size: 1.1rem;
  color: white;
  margin-bottom: 0.75rem;
  letter-spacing: -0.01em;
  display: flex;
  align-items: center;
  gap: 0.6rem;
}
.footer-brand .logo-icon { width: 34px; height: 34px; font-size: 0.95rem; box-shadow: 0 2px 6px rgba(29,111,232,0.4); }
.footer-brand span { color: #93c5fd; }
.footer-desc { font-size: 0.875rem; line-height: 1.8; margin-bottom: 1.25rem; color: rgba(255,255,255,0.5); }
.footer-contact a {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  color: rgba(255,255,255,0.55);
  font-size: 0.875rem;
  margin-bottom: 0.5rem;
  transition: color var(--transition);
}
.footer-contact a:hover { color: white; }
.footer-col h4 {
  color: rgba(255,255,255,0.35);
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  margin-bottom: 1.1rem;
}
.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 0.5rem; }
.footer-col ul li a { color: rgba(255,255,255,0.5); font-size: 0.875rem; transition: color var(--transition); }
.footer-col ul li a:hover { color: white; }
.footer-bottom {
  padding: 1.5rem 0 1.25rem;
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
  align-items: center;
  border-top: 1px solid rgba(255,255,255,0.05);
}
.footer-disclaimer { font-size: 0.75rem; line-height: 1.75; max-width: 680px; color: rgba(255,255,255,0.3); }
.footer-copy { font-size: 0.75rem; color: rgba(255,255,255,0.3); white-space: nowrap; text-align: right; }
.footer-designer {
  display: block;
  margin-top: 0.35rem;
  font-size: 0.75rem;
  color: rgba(255,255,255,0.25);
  letter-spacing: 0.01em;
}
.footer-designer a {
  color: rgba(255,255,255,0.35);
  font-weight: 600;
  transition: color var(--transition);
  text-decoration: none;
}
.footer-designer a:hover { color: rgba(255,255,255,0.65); }

/* ── Responsive ── */
@media (max-width: 1024px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 2rem; }
}
@media (max-width: 960px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .hero-grid { grid-template-columns: 1fr; }
  .hero-image { display: none; }
  .hero h1 { font-size: 2.4rem; }
  .split { grid-template-columns: 1fr; gap: 2.5rem; }
}
/* ── Tablet: grid-3 becomes 2-col ── */
@media (max-width: 880px) {
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
}
/* ── Mobile ── */
@media (max-width: 700px) {
  .grid-2, .grid-3, .steps { grid-template-columns: 1fr; }
  .steps::before { display: none; }
  /* Nav */
  .nav-links, .nav-right { display: none; }
  .nav-toggle { display: flex; }
  .nav-links.open {
    display: flex;
    flex-direction: column;
    gap: 0;
    position: absolute;
    top: 66px;
    left: 0;
    right: 0;
    background: rgba(255,255,255,0.98);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    padding: 0.5rem 1.5rem 1.25rem;
    border-bottom: 1px solid var(--gray-200);
    box-shadow: var(--shadow-lg);
    z-index: 99;
  }
  .nav-links.open li { border-bottom: 1px solid var(--gray-100); }
  .nav-links.open li:last-child { border-bottom: none; }
  .nav-links.open a { display: block; padding: 0.85rem 0.25rem; font-size: 0.95rem; }
  /* Hide nav-right in mobile dropdown — mobile CTA strip covers those actions */
  .nav-right.open { display: none !important; }
  /* Footer */
  .footer-grid { grid-template-columns: 1fr; gap: 2rem; }
  .footer-bottom { flex-direction: column; align-items: flex-start; }
  .footer-copy { text-align: left; }
  /* Spacing */
  .section { padding: 3.5rem 0; }
  .container { padding: 0 1.25rem; }
  body { padding-bottom: 76px; }
  /* Hero */
  .hero { padding: 3rem 0 2.5rem; }
  .hero h1 { font-size: 2rem; }
  .hero-sub { font-size: 1rem; }
  .hero-stats { gap: 1.5rem; flex-wrap: wrap; }
  .hero-actions { flex-direction: column; align-items: stretch; }
  .hero-actions .btn { justify-content: center; width: 100%; }
  /* Page hero */
  .page-hero { padding: 2.75rem 0 2.25rem; }
  .page-hero h1 { font-size: 1.8rem; }
  .page-hero p { font-size: 0.97rem; }
  /* CTA section */
  .cta-section { padding: 3.5rem 0; }
  .cta-section h2 { font-size: 1.8rem; }
  .cta-section p { font-size: 0.97rem; }
  /* Typography */
  .section-title { font-size: 1.7rem; }
  .section-sub { font-size: 0.97rem; }
  .announcement { font-size: 0.8rem; padding: 0.6rem 1rem; }
  /* Cards */
  .card { padding: 1.5rem; }
  .resource-card { padding: 1.35rem; }
  /* Mobile strip */
  .phone-fab { display: none !important; }
  .mobile-cta-strip { display: block; }
  /* Back-to-top clears mobile strip */
  .back-top { bottom: 5.5rem; right: 1rem; }
}
/* ── Small mobile (≤480px) ── */
@media (max-width: 480px) {
  .container { padding: 0 1rem; }
  .section { padding: 2.5rem 0; }
  /* Hero */
  .hero { padding: 2.25rem 0 2rem; }
  .hero h1 { font-size: 1.8rem; }
  .hero-sub { font-size: 0.92rem; }
  .hero-eyebrow { font-size: 0.7rem; padding: 0.3rem 0.8rem; }
  .hero-stat strong { font-size: 1.5rem; }
  /* Page hero */
  .page-hero { padding: 2rem 0 1.75rem; }
  .page-hero h1 { font-size: 1.5rem; }
  .page-hero p { font-size: 0.92rem; }
  /* Typography */
  .section-title { font-size: 1.45rem; }
  .section-sub { font-size: 0.92rem; margin-bottom: 2rem; }
  .announcement { font-size: 0.76rem; }
  /* CTA */
  .cta-section { padding: 2.75rem 0; }
  .cta-section h2 { font-size: 1.5rem; }
  /* Cards */
  .card { padding: 1.25rem; }
  .plan-card { padding: 1.35rem; }
  .article-header { height: 80px; font-size: 1.75rem; }
  .article-body { padding: 1.25rem; }
  /* Resource cards — stack icon above text */
  .resource-card { flex-direction: column; gap: 0.85rem; }
  .resource-icon { width: 44px; height: 44px; font-size: 1.25rem; }
  /* Checklist */
  .checklist-group li { font-size: 0.85rem; }
  /* Table */
  table { font-size: 0.8rem; }
  thead th, tbody td { padding: 0.65rem 0.75rem; }
}

/* ── Skip Link ── */
.skip-link {
  position: absolute;
  top: -100%;
  left: 1rem;
  z-index: 9999;
  background: var(--navy);
  color: white;
  padding: 0.6rem 1.25rem;
  border-radius: 0 0 var(--radius-md) var(--radius-md);
  font-weight: 700;
  font-size: 0.875rem;
  transition: top 0.2s;
  text-decoration: none;
}
.skip-link:focus { top: 0; outline: 3px solid var(--blue); }

/* ── Hero Review Stars ── */
.hero-review {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: var(--radius-full);
  padding: 0.35rem 1rem 0.35rem 0.75rem;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.85);
  font-weight: 600;
  margin-top: 1.25rem;
  backdrop-filter: blur(8px);
  letter-spacing: 0.01em;
}
.hero-stars { color: #fbbf24; font-size: 0.9rem; letter-spacing: 0.04em; }

/* ── City Grid (Service Area) ── */
.city-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 0.55rem;
  justify-content: center;
  margin-top: 1.75rem;
}
.city-pill {
  background: white;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-full);
  padding: 0.35rem 1.05rem;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--gray-600);
  box-shadow: var(--shadow-xs);
  transition: all var(--transition);
}
.city-pill:hover { border-color: var(--blue); color: var(--blue); background: var(--blue-tint); }

/* ── Mobile CTA Strip ── */
.mobile-cta-strip {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 300;
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-top: 1px solid var(--gray-200);
  padding: 0.75rem 1.25rem;
  box-shadow: 0 -4px 20px rgba(0,0,0,0.1);
}
.mobile-cta-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.65rem;
}
.mobile-cta-strip .btn { width: 100%; justify-content: center; }

/* ── Print ── */
@media print {
  .announcement, .nav, .phone-fab, .mobile-cta-strip,
  .cta-section, footer, .skip-link { display: none !important; }
  body { font-size: 11pt; color: #000; background: white; padding-bottom: 0; }
  .section { padding: 1.25rem 0; }
  .table-wrap { overflow: visible; box-shadow: none; }
  .plan-card, .card { box-shadow: none; border: 1px solid #ccc; break-inside: avoid; }
  .page-hero { background: none !important; color: #000; padding: 1rem 0; }
  .page-hero h1 { color: #000; font-size: 1.5rem; }
  .page-hero p, .page-hero .breadcrumb { color: #000; }
  .section-title { color: #000; }
  a { color: #000 !important; }
}

/* ── Back to Top ── */
.back-top {
  position: fixed;
  bottom: 5.5rem;
  right: 1.75rem;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--navy);
  color: #fff;
  border: none;
  font-size: 1.1rem;
  font-weight: 700;
  cursor: pointer;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.3s, visibility 0.3s, transform 0.25s, background 0.2s;
  box-shadow: var(--shadow-md);
  z-index: 200;
  display: flex;
  align-items: center;
  justify-content: center;
  line-height: 1;
}
.back-top.visible { opacity: 1; visibility: visible; }
.back-top:hover { background: var(--blue); transform: translateY(-3px); }

/* ── Hero Card (glassmorphism proof panel) ── */
.hero-card {
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.22);
  border-radius: var(--radius-xl);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  padding: 2rem 1.75rem;
  display: flex;
  flex-direction: column;
  gap: 1.1rem;
  box-shadow: 0 8px 40px rgba(0,0,0,0.18), inset 0 1px 0 rgba(255,255,255,0.25);
  max-width: 380px;
  width: 100%;
}
.hero-card-stars {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  color: #fbbf24;
  font-size: 1rem;
  font-weight: 700;
  letter-spacing: 0.03em;
}
.hero-card-stars span {
  color: rgba(255,255,255,0.75);
  font-size: 0.8rem;
  font-weight: 500;
  letter-spacing: 0;
}
.hero-card-quote {
  color: rgba(255,255,255,0.92);
  font-size: 0.95rem;
  line-height: 1.65;
  font-style: italic;
  border-left: 3px solid rgba(255,255,255,0.3);
  padding-left: 0.9rem;
  margin: 0;
}
.hero-card-author {
  color: rgba(255,255,255,0.55);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.hero-card-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.5rem;
  border-top: 1px solid rgba(255,255,255,0.15);
  padding-top: 1rem;
}
.hero-stat {
  text-align: center;
}
.hero-stat-value {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.5rem;
  font-weight: 800;
  color: #fff;
  line-height: 1;
}
.hero-stat-label {
  font-size: 0.7rem;
  color: rgba(255,255,255,0.6);
  font-weight: 500;
  margin-top: 0.25rem;
  line-height: 1.3;
}
@media (max-width: 960px) {
  .hero-card { display: none; }
}